Photo by Dave Hamster

The £140,000 Bentley Continental GT has a top speed of 194mph with optional extras costing up to £22,630; it is one of the most luxurious cars in the world. There are few teenagers who can afford a car of that calibre. With most teens scouring comparison sites like MoneySupermarket for the cheapest car insurance, money can’t have been an option for the learner driver, or his parents.

In Britain the car insurance debate has been raging on, with headlines dominated by extortionate insurance claims and the enormous prices that young drivers have to pay for insurance. This debate has only been exacerbated by recent rulings by the European Parliament, who ruled that it was illegal to vary insurance costs in relation to sex. Young drivers in the United Kingdom are now paying more than their car is worth in payments. A fact which can only allude to the cost of this young driver’s insurance. There may be many more young people paying over the odd for their insurance, but one thing is for sure, this young driver must be paying through the nose for his insurance.

Expensive Cars to Insure

The case becomes even more complicated when expensive cars are taken into consideration. First of all, we are talking about lavish cars which are priced high. Even a small scratch, can force the owner to dig deep into his pocket. Secondly, the overall look of the car is easily spoilt even by the slightest damage. A small sized dent can easily spoil the class of an expensive car. There are certain factors which an insurance company uses to determine the premium for a car. We will focus on the world’s most expensive cars to insure.

Size

Insurance companies charge higher for a small sized car. A recent study has backed the fact that smaller cars can be over sped easily. Thus the risk of accidents is higher. This may come appear as a surprise to those who feel smaller cars tend to be secure in terms of damage control.

Repairing cost

It is quite simple to comprehend that if the spare parts of the vehicle are easily available, the premium will be lesser. Compare this to a car whose parts are difficult to get and you may have to pay a higher premium.

Engine power

Higher the engine power, more likely the car is going to be accident prone. Since engine power directly relates to speed; Insurance companies set the premium depending on the engine strength.

Security Features

If the car is security proof, it is likely to be charged less in the form of insurance premium. Advanced security features assist in keeping the robbers away from the car. Latest cars have been manufactured enabled with wireless technologies and keyless entry to implement high level security.

Manufacturing place

If the car is manufactured domestically in a country where the insurance company operates then the insurance premium is likely to be much lesser as compared to an imported car.

Car type

The type of car is also a crucial factor. A family car is less likely to be prone to accidents. A sports car on the other hand is highly susceptible to accidents due to its high speed and ease of transmission.

Car cost

The most significant factor in cars to ensure is the car’s cost. Naturally if the car cost is high, higher will be the insurance premium. Hence expensive cars are insured at sky high prices.

The most expensive cars to insure in the world are

Mitsubishi Lancer Evolution

Photo by Mitsubishi

Also known as the Lancer Evo, it has had ten official versions till date. It uses a five speed manual transmission system. Also a unique twin clutch system is incorporated. The car has been the recipient of many internationals wards till date.

Mercedes CL

Photo by mercedes-benz.co.uk

Classes as a superior and technically excellent car, it is a sub-class of the original Mercedes series. It has a two door coupe body type. The newer models of the car incorporate a seven speed automatic transmission system.

Bugatti Veyron

Photo by wikipedia

The car has the dual distinction of being the most expensive and fastest on-road car in the world! It employs a seven speed transmission to achieve such superior performance. Usually the body style is of a two door coupe.

Dodge SRT-4

Photo by wikipedia

It is basically a sports car manufactured by the Dodge Company. It incorporates a five speed manual transmission. The car is basically a four door Sedan. The car also inculcates the side skirts and a stylishly designed rear fascia.

Subaru Impreza WRX

Photo by wikipedia.org

It is an all wheel symmetric car, available in dual modes of hatchback and Sedan. It has the simple configuration of a four door car. The car also has a wonderful suspension system in addition to the razor sharp braking system.

Jaguar XK

Photo by Jaguar

Available in the dual mode of a coupe and convertible, the car is known for its stylish nature. It was the first eight cylinder car manufactured by the Jaguar Company. The vehicle is made available in a two door format.

The above cars are insured at very high prices. It is very essential to consider the various factors before choosing an insurance policy for the most expensive cars to insure.

This sports car was introduced by the Italian automaker Lamborghini to be later referred as a supercar. The flagship marketing of Lamborghini comes as one of the best in the Italian automaker’s line up. Murciélago is one of the super high performance cars that come with a dual coupe. This powerful car has been engineered and designed to perfection with its V12 engine and roadster version. This was introduced back in 2004.  The re-edited version was again introduced in 2001 to be released forth as the 2002 model. This was a huge concept coming as the successor to the famed Diablo.

The Diablo based supercar was based on the 1st design of these greatest car lines. Later there came the 1st next great design under the ownership of the Audi. Murciélago was named after a famed Spanish fighting bull. The car got stylized under the Peruvian born Belgian Luc Donckerwolke. He stayed Lamborghini’s head designer since 1998 to 2005.

Lamborghini’s tradition has been bringing forth great cars that are akin to their old fashioned fighting bull techniques. They bring them all tough and ready for good, old speed. The Murciélago was in fact named after a bull fighting master who happened to survive 24 sword strokes. This fight was held again Rafael El Lagartijo Molina Sanchez held at Coso de los califas in Spain. At the time bull fighting was one of the serious means of extending your valor. This particular bull that came from Joaquin’s farm was gifted to Don Antonio Miura for its huge prestige and powerful nature. This is how the line of the famed Miura line of fighter bulls came into the mainstream. More than a century later Lamborghini was about to find some of the best cars under their belt with the same name.

Murciélago has also been the name for the flying bat. With all these etymological information to their name, the expected characteristics of their cars can be well discerned.

As the 1st generation of Murciélago, this 4-wheel drive car is a typical sports car with a powerful backing. It has some super features that include scissor doors and an exotic image. The differential integration to the engine unit could be onto a six-speed manual or a feature of carbon and fiber steel bodywork. The rear spoiler nicely scoops the air and electro-mechanically activates the folds from the body. This brings forth great speed for the car and a high class aerodynamic performance. The engine also cools well and this leads to make it a highly progressive and strong car. It has a central viscous coupler with the 6.2 liter V12 engine. The body is quite low slung with the roof rising 4 feet above the ground level. The model has an exotic and attractive built.

The 40th anniversary edition of this car is really special with its Pferdestarke (German) or horse strength; a unit of power generally known in Europe. The engine produces just about 580 PS and is commonly used across Europe. The engine powers on well enough and brings about a speed of 60 mph or 97 km/hr. in right about 3.8 seconds. The 1st generations came between 2001 and 2006. The subsequent versions had engine output with the original cars being LP 580 and in line with the later conventions.

The Roadster version came at 2004 and then as a 2005 model. The design was directed and advised by Donckerwolke who had a B-2 stealth bomber style worked on it. This was totally new and innovative, something that got stellar attention.

Basically muscle cars refer to high performance automobiles. These cars are best for high speed racing as powered by a large V8 or V6 engines. These cars give the ultimate driving experience while on the run. These are purely state of the art Manufactured and delivered outrageous performance and speed. Once you have it, it brings a life into you to taste the trilling adventures of life. Maybe costs a little more but gives you the fastest performing equipment installed in it. Below enlisted are the Top muscle cars of 2009: ………Enjoy The Daring & Thrilling Experiences.

To know How? Read out the details and its Specifications.
#5.    2010 Dodge Charger

The 2010 Dodge Charger is a bold looking, comfortable and practical family sedan. The new Charger will probably run with an 8-speed automatic transmission, although the current five-speed also available. The next generation interior with new comfort features like an entertainment system and better driver amenities. The 2010 Charger helps to reduce road noise and improve gas mileage, more horsepower expected from the revised V6 and Hemi engines. Charger comes in four trim levels are rear-wheel drive, and all-wheel drive is available on the SXT and R/T. SE

Base SE
•    2.7L V6, 24 valves, 178 hp @ 5500 rpm
•    speed automatic transmission
•    18 mpg city / 26 mpg hwy
The base model is powerful and can easily reach the higher models because of its sophisticated or aggressive looking. The standard sound system is powerful and clear and overall performance is fine.

SXT
•    3.5L V6, 24 valves, 250 hp @ 6400 rpm
•    speed automatic transmission
•    17 mpg city / 25 mpg hwy
•    rear-wheel drive while AWD versions
R/T
•    5.7L V8, 16 valves, 368 hp @ 5200 rpm
•    5 speed automatic transmission
•    16 mpg city / 25 mpg hwy

The R/T is the Road/Track Performance Package, which includes 20-inch wheels, performance suspension and brakes, specific exhaust tuning, and a different engine program that increases horsepower to 372.

SRT8
•    6.1L V8, 16 valves, 425 hp @ 6200 rpm
•    5 speed automatic transmission
•    13 mpg city / 19 mpg hwy

SRT8 has unique suspension tuning, as well as specific interior and exterior trim.Available safety features include ABS, traction control, antiskid system, and curtain side airbags.

#4.    2010 Dodge Challenger

The 2010 Dodge Challenger is available as a new, limited edition “Plum Crazy” model with comfortable, stylish and impressively capable in terms of performance. The rest of this retro-styled sporty car lineup sees no major changes otherwise. Challenger is rear-wheel drive and seats five. The 2010 Dodge Challenger is an aggressive retro-styled street machine that, in its R/T trim, lives up to its muscle-car heritage.
The 2010 Challenger is a 2-door, 5-passenger sports coupe, available in 3 trims, ranging from the SE, RT and SRT8.
•    The SE is equipped with a standard 3.5-liter, V6, 250-horsepower engine that achieves 17-mpg in the city and 25-mpg on the highway. A 5-speed automatic transmission with overdrive is standard.
•    R/T adds fog lamps, 372-horsepower, 18-inch aluminum wheels and a body-color rear spoiler
•    The SRT8 is equipped with a standard 6.1-liter, V8, 425-horsepower engine. A 5-speed automatic transmission with overdrive is standard, and a 6-speed manual transmission with overdrive is optional.
The SE is closest to the 1970 model that was the inspiration for this new generation of Dodge Challengers and the SRT8 is distinguished by faux-carbon-fiber hood strips, xenon lights, a matte black deck spoiler, and a deeper front air dam with functional brake ducts.

#3.    2009 Chevrolet Corvette

Chevrolet officially announced the American supercar 2009 Corvette ZR1. It also vary from other Corvettes due to its unique suspension tuning and use of lightweight carbon fiber, roof panel, roof bow, front fascia splitter, ceramics and rocker moldings.
Ed Peper, Chevrolet general manager said, “Chevrolet’s goal with the new ZR1 is to show what an American supercar can deliver, at a price that trumps exotics that cost two, three or four times as much – and does so with exceptional drive ability,”
“Preliminary testing shows the ZR1 builds on the highly respected Corvette in every performance category, from acceleration and braking, to cornering grip and top speed,” said Peper. “It all boils down to the power-to-weight ratio and the ZR1′s is exceptional – better than the Porsche 911 GT2, the Ferrari 599 and even the Lamborghini LP640. In fact, the ZR1 is expected to be the first production Corvette to achieve a top speed of at least 200 mph.”
The new ZR1 is truly a daily driver supercar. Even with proper snow tires, it would be extremely unwise to attempt driving a ZR1 in the winter. Base models are available with GM’s Magnetic Selective Ride Control that automatically adjusts suspension firmness within two driver selectable modes.

Specifications:
The 2009 Corvette is a 2-door, 2-passenger sports car, or convertible sports car, available in 13 trims, ranging from the Coupe LT1 to the ZR1.  Upon introduction, the Coupe LT1 is equipped with:
•    a standard 6.2-liter,
•    V8, 430-horsepower engine that achieves 16-mpg in the city and 26-mpg on the highway.
•    A 6-speed manual transmission with overdrive is standard
•    A 6-speed automatic transmission with overdrive is optional.
•    Brakes F/R: ABS, vented disc/vented disc
•    Tires F-R: 285/30 ZR19 – 335/25 ZR20
•    Rear Wheel Drive
•    Displacement cu in (cc): 376 (6162)
•    Peak Torque is 595 lb-ft
•    3350lb (1519kg) in weight

#2.    2010 Chevrolet Camaro

Chevy’s new Camaro very well define example of muscle cars with extraordinary acceleration with engine, capable handling, excellent value, head-turning looks, unique interior design and good fuel economy.
The 2010 Chevrolet Camaro performance is available in five trim levels:
•    Base LS, support V6 with 18-inch black “Heritage” steel wheels, keyless entry, cloth upholstery, front bucket seats with power-reclining seatbacks, a tilt/telescoping steering wheel, air-conditioning, cruise control and a CD/MP3 audio system with satellite radio and an auxiliary audio jack.
•    1LT with V6 included fog lamps, 18-inch alloy wheels and a six-way power driver seat.
•    2LT also having V6 with 19-inch alloy wheels, heated side mirrors, auto-dimming functionality for the driver-side and interior mirrors, additional auxiliary gauges, remote engine start, leather upholstery, heated power front seats and a Boston Acoustics sound system with steering-wheel-mounted controls, a USB audio interface and Bluetooth.
•    1SS having the power of the 6.2-liter V8. SS-specific exterior and interior styling cues, 20-inch aluminum wheels and Brembo brakes.
•    The 2SS, V8 combines the 1SS’s style and performance hardware with the 2LT’s full list of standard equipment.
There are two optional packages.
The Convenience and Connectivity package for ILT adds:
•    Bluetooth
•    steering-wheel-mounted audio controls
•    a USB port
•    a leather-wrapped steering wheel and shift knob
•    a cargo net and remote start
The RS package excluding LS adds:
•    xenon headlights
•    20-inch aluminum wheels and a spoiler among other exterior enhancements.
•    Other options, depending on trim level, include special exterior graphics and a sunroof
For all its performance capabilities, the 2010 Chevrolet Camaro still manages to be quite civil around town and on the highway in terms of both ride quality and wind/road noise.

#1.    2011 Ford Mustang V6

2011 Ford Mustang V6 is one of the best muscle car with its elegant interior. A cold air induction system and dual exhaust are blessed for free-breathing style with a 7,000 rpm redline and quick response to throttle inputs. The Mustang will tackle hilly terrain using acceleration, pedal position, vehicle speed, and brake status to automatically determine the correct gear ratio. It will support lower emissions, with better control of NOx and HC throughout the range of engine operating speeds, reducing atmospheric pollution. Aerodynamic improvements such as a new front fascia, tire spats on the rear wheels, modified under-body shields, a taller air dam and an added rear decklid seal Two camshafts per cylinder bank as one is used to open the intake valves and other for exhaust the valves.Integrated blind-spot mirrors in the side-view mirror housings will be included as standard equipment. Ford has added additional lightweight soundproofing measures to help filter unpleasant, high-frequency noises inside the cabin.

Specifications: The new 2011 Ford Mustang is special as it has;
•    3.7L V6 engine that uses Ford’s Twin Independent Variable Camshaft Timing (Ti-VCT
•    305-hp
•    Peak torque of 280 lb-ft.
•    Standard 2.73 rear axle
•    19/30 mpg (city/highway) with a 6-speed automatic and 18/29 with a 6-speed manual.
•    The new Electric Power Assist Steering (EPAS) system which eliminates the drag of an engine-operated hydraulic power steering pump
•    Twin Independent Variable Camshaft Timing (TI-VCT) use to adjust oil pressure,  improve acceleration over non-VCT equipped engines, provies better fuel economy with optimized cold-start operation and conventional engines
“This overlap control via Ti-VCT helps us eliminate compromises in the induction and exhaust systems,” said Jim Mazuchowski, Ford manager of V-6 powertrain operations. “Drivers are going to notice improved low-speed torque and increased fuel economy and peak horsepower. Plus, there are benefits they won’t notice, too, such as reduced emissions overall, especially at part-throttle.”
Mustang V6 Performance Package
Ford will offer customers of purchasing a high-performance package for their V6 Mustangs. The package, which will become available in August of 2010, includes the following:
•    A 3.31 rear axle ratio for quicker off-the-line acceleration
•    Firmer Mustang GT suspension
•    19-inch wheels
•    Summer performance tires for improved grip
•    A strut tower brace for increased chassis rigidity
•    Unique electronic stability control calibration with sport mode for performance driving

Product: Bugatti Veyron EB 16.4 – a mid – engine tourer

Manufacturer: Bugatti Automobiles SAS, Molsheim, France

Editions: Veyron, Veyron 16.4, Pur Sang, Hermes, Sang Noir, Targa, Vincero Bleu Centenaire and Grand Sport (Convertible).

Production: This special Veyron concept car is produced at the main plant in Chateau St. Jean, Alsace, France. So far about 200 units are produced out of planned total 300 cars, which include all models.

Since introduction in the market, it is recognized worldwide as a technological feat, comparing it to the Concorde Supersonic civilian airliner.

The development of Veyron started in 1999. The Volkswagen Group, Fardinand Piech, announced to produce it at Geneva Motor Show 2000. It was stated to be the fastest car having a speed of 407 km/hr. with most powerful engine producing 736 kilowatts (987 bhp), generating 1250 Newton meters (922ft.lbs) of torque and said to be the most expensive car ever made.

The development continued in 2001. The official car name confirmed as “Bugatti Veyron 16.4” and nick-named the production plant as “Atelier” (Artists Workroom). The new Chairman Bernd Pischetsrieder carried out major revisions and design modifications, engaging former Volkswagen Group Engineer, Wolfgang Schreiber.

Price:

The basic cost of Veyron is €1’100’000 net (UK £900’000 or US$ 1’500’000). A customer can request extra facilities, custom modifications and gadgets improvements. The cost of these additions can equal to that of a Rolls Royce Phantom.

Performance

Veyron turbo charged W16 Engine has 16 cylinders in 2 banks of eight, equivalent of two narrow angle V8 engine mated in “W” configuration. The valves total 64 (4 per cylinder), driven by 4 overhead camshafts. The engine’s four turbochargers displace 7993 cubic centimeters (488 cu in.)

The top speed was testified in 2005 and 2006 at Volkswagen Group’s private test track, and list 408 km/hr. (253.5 mph) or one-third the speed of sound at sea level. At top speed the fuel runs out in 12 minutes while tires wear out totally in 15 minutes.

The car’s normal speed is around 300 km/hr. at fast speed the car is very stable. As soon it crosses 200 km/hr., special hydraulics lower the car frame from 12.5 cms (5 inch) to 9 cms (3.5 inch) or 6.5 cms (2.6 inch) at top speed, while deploying the spoiler and the wing to help provide downward force for firmer road grip.

Fuel:

Veyron consumes more fuel than any other car. In casual driving it uses 40 liters per 100 kms and at low speeds 25 liters per 100 kms. at top speed it simply gulps 115 liters per 100 kms. and empties the tank in just 12 minutes.

Brakes:

Bugatti Veyron, as claimed, will come to a standstill from 400km/hr. in less than 10 sec. it employs special Silicon Carbide carbon fiber reinforced composite discs to resist brake fade, instead of conventional cast iron discs. At speeds over 200 km/hr. the rear wing locks at 55 degree angle, providing airbrake deceleration of 0.68 G (4.9 m/s2). It also has an anti-lock braking system (ABS) installed on handbrake, in case of brake failure.

Rolls Royce is an ultimate driving experience that comes with the most luxurious comfort and lifestyle. It is also known for its best engineering skills that ensure the passengers their safety as well as an outrageous worth of buying it. It is manufactured under high level of experts who make sure that every single bit of it is in its place as well as working perfectly, Rolls Royce Company offers special customization as well for the ones who really want them to make a dream car for them.

To know more about this remarkable automobile, please see its 91 great facts, see how much effort, money and love required to expedite one Rolls Royce Phantom. To what extent the details can be judged and designed to build a master piece.

Article and images Originally Posted on Rolls Royce Official Website

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